Open an Account with Sadbhav Bank, please visit the bank near Dak Khana Mahal Road Chhatarpur Madhya Pradesh

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SADBHAV NAGRIK SAHKARI BANK MARYADIT


RTGS

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RTGS: The acronym 'RTGS' stands for Real Time Gross Settlement, which can be explained as a system where there is continuous and real-time settlement of fund-transfers, individually on a transaction by transaction basis (without netting). 'Real Time' means the processing of instructions at the time they are received; 'Gross Settlement' means that the settlement of funds transfer instructions occurs individually.

Advantages of using RTGS System are as follows:

• It is a safe and secure system for funds transfer.



• RTGS transactions / transfers have no amount cap



• The system is available on all days on 24x7x365 basis. There is real time transfer of funds to the beneficiary account.



• The remitter need not use a physical cheque or a demand draft.



• The beneficiary need not visit a bank branch for depositing the paper instruments.



• The beneficiary need not be apprehensive about loss / theft of physical instruments or the likelihood of fraudulent encashment thereof.



• Remitter can initiate the remittances from his / her home / place of work using internet banking, if his / her bank offers such service.



• The transaction charges have been capped by RBI.



• The transaction has legal backing.

The RTGS system is primarily meant for large value transactions. The minimum amount to be remitted through RTGS is ₹ 2,00,000/- with no upper or maximum ceiling.

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