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RTGS

SADBHAV NAGRIK SAHKARI BANK MARYADIT


RTGS

RTGS: The acronym 'RTGS' stands for Real Time Gross Settlement, which can be explained as a system where there is continuous and real-time settlement of fund-transfers, individually on a transaction by transaction basis (without netting). 'Real Time' means the processing of instructions at the time they are received; 'Gross Settlement' means that the settlement of funds transfer instructions occurs individually.

Advantages of using RTGS System are as follows:

• It is a safe and secure system for funds transfer.



• RTGS transactions / transfers have no amount cap



• The system is available on all days on 24x7x365 basis. There is real time transfer of funds to the beneficiary account.



• The remitter need not use a physical cheque or a demand draft.



• The beneficiary need not visit a bank branch for depositing the paper instruments.



• The beneficiary need not be apprehensive about loss / theft of physical instruments or the likelihood of fraudulent encashment thereof.



• Remitter can initiate the remittances from his / her home / place of work using internet banking, if his / her bank offers such service.



• The transaction charges have been capped by RBI.



• The transaction has legal backing.

Useful Links

Accounts	Deposits and Investments	Loans and Advances	Payments	Interest Rates and Charges	Other Useful Links	Request or Enquiry Form
Saving Account	Fixed Deposit	Commercial Loan	NEFT		RBI Kehta Hai	First Name:
Current Account	Recurring Deposit	Housing Loan	RTGS		RBI Circular Index	Last Name:
		Vehicle Loan			FAQ	Mobile Number:
		Cash Credit Limit			Sitemap	Choose a Product: Saving Account Current Account Fixed Deposit Recurring Deposit Commercial Loan Housing Loan Vehicle Loan Cash Credit Limit Personal Loan Consumer Loan Fixed Deposit Loan Recurring Deposit Loan Loan Against Property Gold Loan
		Personal Loan			Privacy Policy	Choose a Reason for Contact: Query Open Close Liquidate
		Consumer Loan			Terms & Conditions
		Fixed Deposit Loan			Loan Calculators
		Recurring Deposit Loan
		Loan Against Property Loan
		Gold Loan

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